Simon J. Orrick & Associates are accredited finance brokers based in the Sydney C.B.D.

If you are seeking finance for virtually any purpose, we will source the best possible terms for you and prepare a professional submission to maximise the acceptance of your application with a range of banks and financiers – 44 at last count. We take the hard work out of arranging finance. We simply arrange better finance.

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  • FBAA logo
  • MFAA logo
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Loans Available

New home

Mortgage Loan


  • Owner occupied homes or residential investment.
  • Home construction loans.
  • Loans up to 97% of valuation.
  • The best interest rates and terms – with or without tax returns.


  • Competitive interest rates on Retail, Commercial, Industrial and Mixed use properties.
  • Finance available with or without financials.


A full range of Construction funds, Project finance and Mezzanine finance is available.

Indicative Interest Rates

New car

Chattel Finance

  • Motor vehicles, trucks, heavy road equipment, office equipment, airplanes, boats, shop and office fitouts, plant and machinery.
  • Finance lease, operating lease, commercial hire purchase, rentals or virtually any capital item at the best terms anywhere.

Indicative Interest Rates

Checking the piggy bank

Factoring & Invoice Discounting

  • An alternative form of finance secured not by property but by your book debts.
  • Confidential factoring and invoice discounting gives you instant access to your invoiced funds at a surprisingly low cost.
  • A perfect form of finance for businesses that are outgrowing their current finance arrangements, for company takeovers, and for seasonal stock purchases.

Indicative Interest Rates

News & Insights

Shake hands

10 questions to ask your credit adviser

You've saved your deposit and you're ready to start looking at properties, but have you considered all the details? Here are 10 questions to which you need answers.

Read more

At a construction site

What type of loan is right for you?

The array of mortgages available helps a good credit adviser to tailor a package to suit your needs. Here are just some of the options.

Read more

Seeking financial advice

7 tips for securing a business loan

Securing a business loan in Australia isn't necessarily difficult but knowing how to navigate your way can be the difference between success and failure.

Read more

Indicative Interest Rates

Mortgage Finance

CCR = Compulsory Comparison Rate based upon $300k over 30 years.

Loan Type Interest Rate CCR Rate
Basic Home Loan (variable for 12 months) 4.08% p.a. 4.13% p.a.
Fully-Featured Home Loan
- Fixed interest only 3 years
- Fixed interest only 5 years
4.47% p.a.
3.99% p.a.
4.69% p.a.
4.34% p.a.
4.49% p.a.
5.10% p.a.
Low Doc (self-certified income) 5.59% p.a. 5.79% p.a.
Credit Impaired Loans from 6.75% p.a.  



Commercial, Retail or Industrial

Loan Type Interest Rate
Variable rate (< 75% L.V.R.)
- Fixed interest only, 3 years
4.39% p.a.
4.59% p.a.
LVR 75-80% also available Contact us for a quote



Leasing & Commercial Hire Purchase

Loan Type Interest Rate
New Motor Vehicles
- Vehicles < 3 years old
- Vehicles 4-7 years old
5.79% p.a.
6.29% p.a.
Trucks & Heavy Vehicles 5.79% p.a.
Plant, machinery, office equipment 6.25% p.a.
Boats, Aircraft and items > $100,000    Contact us for quote


Contact Us

Level 4, 55 Clarence Street, Sydney
GPO Box 2003, Sydney NSW 2001

(02) 9248 9625

(02) 9248 9666